Private Lending
ALL THE BENEFITS OF REAL ESTATE WITHOUT THE HEADACHE.
Over the years, we’ve established a system that is stress-free, so anyone and everyone can become a private lender. We leverage our own funds with money we borrow from private lenders and pay annual interest.
BECOME A PRIVATE LENDER
If you have any questions, contact us directly at (469) 949-2224 or info@ultramoderninvts.com
OUR PROCESS
FIND
We target value-add properties in markets with strong anchors like universities, hospitals and major employers.
PURCHASE
We then raise the capital from private lenders and/or obtain financing from a conventional lender.
VALUE-ADD
Next, we stabilize the asset by improving the condition and decreasing the operating expenses.
REFINANCE
Once we have stabilized the property, we refinance or sell and return the capital to our investors.
Frequently Asked Questions
What Is The Minimum Amount Of Investment?
The minimum investment amount is $50,000, and our lending terms typically last from 6 to 24 months. Our private lenders collect annual interest and we handle the rest. If a lender needs their investment back, we require a 60-day notice.
ANNUAL RETURNS ON $100,000
How Will My Investment Be Protected?
The total amount borrowed on a 1st Position Mortgage is no higher than 60% of the ARV (After Repair Value). The total amount borrowed on a 2nd Position Mortgage is no higher than 80% of the ARV. Once our value-add project is complete, we will have a minimum of 20% in Equity in the property. There Is Always Plenty Of Equity Above Your Loan
EQUITY IN OUR INVESTMENTS
How Is The Deal Structured?
We will have a formal closing with a 3rd party title company, title will place a mortgage on the property along with a promissory note, property insurance, title insurance & more to insure your investment is protected. If we fail to pay you, you will have the right to foreclose on the property.
What If The Investment Goes South?
In the circumstance that the investment goes south, we will liquidate the asset, reimburse all private lenders, and we will cover the loss. Every deal that comes across our table is underwritten conservatively, we try to "kill" the deal, and think of "worse-case" scenarios that might impact the property before proceeding with the investment. This approach ensures that the property can perform during unstable economic conditions.
Schedule A Meeting
If you’re an investor who’s hands-on and prefers to self-manage your properties, please click here for more info.
If you’re interested in becoming a private lender and prefer us to manage the properties, please fill out the form below.
If you have any questions, contact us directly at (469) 949-2224 or contact@ultramoderninvts.com